Moving House UK | Can I Move When Fixed in with Current Lender

About: In this video I discuss what your mortgage options are when it comes to moving home (UK) but you’re still fixed in with your current mortgage lender.

What you’ll want to consider:

1. Requesting your mortgage statement to gather the mortgage details you’ll need
2. Check your finances (income,expenditure & credit file) – if anything has changed, this may impact the amount you can borrow compared to when you first applied for your mortgage. Check your credit file with the link below!
3. Current lender vs. New lender – porting your existing fixed mortgage may be an option.
4. What if I’m downsizing? You’ll need to be mindful of any early repayment charges that may apply.

If you’d like to book a call with our team, contact us on 0203 909 1525 or email [email protected]!

Company website: www.rosehillfs.com

FREE GUIDES: https://rosehillfs.com/mortgage-guides/
____
What are you looking to do:

Self-employed - https://rosehillfs.com/self-employed-...

Mortgage with 1 years' accounts - https://rosehillfs.com/mortgages-for-...

Limited Company Directors - https://rosehillfs.com/mortgage-for-l...

Sole Trader Mortgage - https://rosehillfs.com/sole-trader-mo...

Documents needed for a self-employed mortgage - https://rosehillfs.com/documents-need...

How much can you borrow when self-employed - https://rosehillfs.com/self-employed-...

Joint mortgage when one applicant is self-employed - https://rosehillfs.com/joint-mortgage...

First time buyers – https://rosehillfs.com/first-time-buy...
Moving home – https://rosehillfs.com/move-home/
Looking to remortgage – https://rosehillfs.com/remortgages/
Buy to lets – https://rosehillfs.com/buy-to-let/
Limited company buy to lets – https://rosehillfs.com/limited-compan...
____

CHECK YOU CREDIT FILE FOR FREE – https://www.checkmyfile.partners/55P7...

Checkmyfile provides a credit report with data from 4 credit reference agencies, not just 1! You can try it free for 30 days, then £14.99 per month, although this can be cancelled at any time.

Disclaimer: Some product/service links are affiliate links which mean if you buy or sign up for something, we'll receive a small commission. This will help us make more videos for you - thanks for your support!
____

FREE £50 ENERGY BILL CREDIT!

If you join Octopus Energy using our referral link below we'll both get £50 towards our energy bills!

https://share.octopus.energy/navy-dee...

Just be sure to make sure this is the right decision for you, as it's not something I can advise on.

____

QUESTION — Are you looking to move home? Post in comments section of this video & let me know!
____

Get in touch on social media:

https://linktr.ee/samuelewen

Facebook:   / rosehillfs  
Linkedin: www.linkedin.com/in/samuelewen
Instagram: https://www.instagram.com/rosehillfs/...
____

Rosehill Financial Services, a trading name of Rose Hill Financial Services Ltd, is authorised and regulated by the Financial Conduct Authority. You can find us on the Financial Services Register https://register.fca.org.uk/ under reference 912303.

The content on this channel is for information purposes only and does not constitute advice. Please seek independent financial advice before taking any action.

A friendly reminder - As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments. Some buy to let mortgages are not regulated by the Financial Conduct Authority.

#mortgage #mortgagebroker #selfemployed #movinghome